If you have any questions, need further clarification on debt collector calls to wrong numbers in Arkansas, or wish to share your own experiences, we’re here to help. Our team is dedicated to providing accurate information and valuable insights into this topic. We invite you to reach out through our contact form, which can be found below, ensuring a prompt response within 24 hours. Rest assured that any personal information you provide will be treated with the utmost confidentiality and not shared with third parties.
Before reaching out directly, you might find your answer in our FAQ section:
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Can I file a complaint against a debt collector who contacted me by mistake?
Yes, if you’ve received a call from a debt collector for someone else, you have the right to file a complaint with the Federal Trade Commission (FTC) or the Arkansas Attorney General’s office. -
What are my rights under the Fair Debt Collection Practices Act?
The Act protects consumers against abusive or deceptive debt collection practices. It limits the times, places, and manners debt collectors may contact you, requires them to validate the debt if you request it in writing, and prohibits them from disclosing your debt to others without your permission. -
How can I protect myself from wrong number debt collector calls?
Keep accurate records of your debts and monitor your credit reports regularly for any unfamiliar accounts that may indicate a mix-up. -
Is there a statute of limitations on debt collection in Arkansas?
Yes, generally, the statute of limitations for oral contracts in Arkansas is 3 years, and for written contracts, it’s 10 years. -
Can I sue a debt collector for calling me by mistake?
If you believe a debt collector has violated the law, you may be able to take legal action against them. It’s advisable to consult with an attorney who specializes in consumer protection laws. -
What should I do if I receive a phone call from a debt collector about a debt that isn’t mine?
Document the call, request validation of the debt, and contact the debt collector in writing. You may also wish to file a complaint with the appropriate consumer protection agency.
Remember, staying informed and knowing your rights are crucial when dealing with debt collectors. If you have any further questions or need assistance, please don’t hesitate to reach out through our secure contact form. We’re here to support and guide you through your concerns regarding debt collector calls to wrong numbers in Arkansas.